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The views reflected by the author in this article are subject to change at any time without notice. Imagine Financial Solutions deems reliable any statistical data or information obtained from or prepared by third-party sources included in this article, but in no way guarantees its accuracy or completeness.
Why Financial Confidence Starts With a Plan
For many people, financial confidence is not about having millions of dollars or a perfect investment strategy. It is about feeling secure, prepared, and in control of...
Protecting Your Wealth Through Every Stage of Life
When people think about financial planning, they often focus only on retirement accounts or investment strategies. While these are important pieces of the puzzle, true...
The Hidden Risk of “Waiting Too Long” to Get Your Financial House in Order
Most people do not ignore their finances because they do not care.They ignore them because life gets busy. Work takes over. Family needs attention. Retirement feels far...
What Inflation Is Quietly Doing to Your Retirement Plan
When most people think about retirement planning, they focus on the big numbers. How much they have saved. How much income they will need. When they want to retire. But...
Last-Minute Tax Moves Before April 15: IRA, HSA, and Retirement Planning Tips
As April 15 approaches, many people assume the window for tax planning has already closed. The truth is, there may still be time to make a few smart financial moves...
Building a Stronger Financial Future with the Right Guidance
When it comes to your financial future, confidence does not come from guessing. It comes from having a clear strategy, trusted guidance, and a plan built around your...
Why Financial and Insurance Planning Should Work Together
When people think about financial planning, they often focus on investments, retirement accounts, and growing wealth. When they think about insurance, they usually...
Understanding Annuities: Turning Retirement Savings Into Reliable Income
Planning for retirement has changed dramatically over the past few decades. In the past, many retirees relied on pensions and Social Security to provide dependable...
The Retirement Wildcard: How Healthcare Costs Can Impact Your Financial Future
When most people think about retirement planning, they focus on the obvious questions: Will my savings last? How much income will I need? When should I take Social...
Weekly Market Commentary
Global markets had mixed results last week as headlines about the US-Iran conflict continued to affect trade. Conflicting reports of the US and Iran meeting to...
Weekly Market Commentary
Global markets continued to rally in hopes of an extended ceasefire and Friday’s reopening of the Strait of Hormuz. However, the rally will be tested on Monday after...
Weekly Market Commentary
Global markets rose for a second week as the US and Iran agreed to a two-week ceasefire. The two sides met in Pakistan on Saturday to negotiate an end to the war, but...
Weekly Market Commentary
The holiday-shortened week saw US equities advance even as oil prices surged amid uncertainty about the duration of the Iranian conflict. Early in the week, investors...
Weekly Market Commentary
US markets fell for the fourth consecutive week as the US-Israel-Iran conflict entered its 5th week. President Trump’s announcement that he would extend the deadline...
Weekly Market Commentary
US markets fell for a third consecutive week as investors continued to assess the implications of the Iran conflict. Headlines related to Iran continued to dominate...
Weekly Market Commentary
Markets remained volatile, driven by headlines related to the Iran war. Whipsaw action was prominent across multiple asset classes, while several historically...
Weekly Market Commentary
Investors endured a difficult week as the conflict between the US, Israel, and Iran continued. Iran’s efforts to target US military bases in the region broaden the...
Weekly Market Commentary
US equity markets regressed as several themes that have propelled the market higher over the last couple of years have had to be reassessed. Return on investment from...
Ed Slott’s Elite IRA Advisor Group (Ed Slott Group) is a membership organization owned by Ed Slott and Company, LLC. Logos and/or trademarks are property of their respective owners and no endorsement of (Marlene Wanzong) or (Imagine Financial Solutions) is stated or implied. Ed Slott Group and Ed Slott and Company, LLC are not affiliated with Imagine Financial Solutions.
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IRS Issues Guidance on Permissible Trump Account Investments
By Ian Berger, JD IRA Analyst One of the most important features of Trump accounts is that they must be invested a certain way during the period before January 1 of the...
Avoid These 4 Common IRA Trust Mistakes
By Sarah Brenner, JD Director of Retirement Education Naming a trust as your IRA beneficiary can help you meet important estate planning goals. However, if you are...
Inherited Roth IRAs and Contributions: today’s Slott Report Mailbag
Andy Ives, CFP®, AIF® IRA Analyst QUESTION: I inherited a Roth IRA from a sister who was one year younger than me. If I choose to stretch distributions over my life...
Roth Distribution Rules: IRAs vs. Plans
By Andy Ives, CFP®, AIF® IRA Analyst The foundational premise of a Roth IRA and a Roth 401(k) is the same – after-tax dollars go into the Roth account (either via...
IRS Issues Guidance on Trump Account Employer Contributions
By Ian Berger, JD IRA Analyst Recent IRS guidance confirms that any employer that wishes to make employer contributions to Trump accounts must comply with several...
The Five-Year Holding Period for Roth IRA Conversions: Today’s Slott Report Mailbag
By Ian Berger, JD IRA Analyst QUESTION: Does each conversion from a traditional IRA to a Roth IRA require a five-year holding period? I have made several conversions...
The Look-Through Rules for Trusts
By Sarah Brenner, JD Director of Retirement Education The SECURE Act, the SECURE 2.0 Act, and subsequent regulations have brought us a complex set of rules for IRA...
The Roth Conversion Transaction Custodians Dislike
By Andy Ives, CFP®, AIF® IRA Analyst Anyone with a traditional IRA can do a Roth conversion. As long as the funds are eligible to be rolled over, they can be converted....
Does the Secure Act’s 10-Year Rule Apply to Inherited Roth IRAs?: Today’s Slott Report Mailbag
By Sarah Brenner, JD Director of Retirement Education QUESTION: Does the SECURE Act’s 10-year rule apply to inherited Roth IRAs? ANSWER: Yes, the SECURE Act’s 10-year...
The views reflected by the author in this article are subject to change at any time without notice. Imagine Financial Solutions deems reliable any statistical data or information obtained from or prepared by third-party sources included in this article, but in no way guarantees its accuracy or completeness.
Medicare continues to evolve each year, and 2026 is bringing several important updates that could directly impact prescription drug costs, coverage choices, and overall... Choosing Medicare coverage can feel overwhelming, especially when comparing Medicare Advantage plans and Medicare Supplement plans. Both options are designed to help... Choosing the right Medicare coverage can feel overwhelming, especially with plan options, deadlines, and yearly changes. For many retirees, Medicare is one of the most... Medicare provides valuable health coverage for millions of Americans, but many beneficiaries are surprised to discover that it does not cover everything. Understanding... Medicare is not something most people should set once and forget. Your health needs can change, your prescriptions can change, and Medicare plan costs and coverage can... For many people approaching age 65, Medicare feels like something they can figure out later. After all, if you are still working, covered by a spouse’s plan, or simply... Many people on Medicare have heard of the Annual Wellness Visit, but there is still a lot of confusion about what it actually includes. One of the biggest... For many people, Medicare is one of the most important financial and healthcare decisions they will make in retirement. Yet it is also one of the most misunderstood.... Turning 65 is a milestone — and for many Americans, it’s the moment when Medicare enters the conversation. While Medicare provides valuable health coverage for...
Understanding Medicare Part D Changes in 2026: What Beneficiaries Need to Know
Understanding Medicare Advantage vs. Medicare Supplement Plans in 2026
Medicare in 2026: What Every Senior Should Know Before Choosing a Plan
2026 Medicare Coverage Gaps Seniors Should Know About
Why a Medicare Review Each Year Can Save You Money and Stress
Why Waiting Too Long to Enroll in Medicare Can Cost You
What Medicare’s Annual Wellness Visit Covers — And What It Does Not
Medicare Made Simple: How to Choose the Right Coverage for Your Future
Understanding Medicare: What Every Retiree Should Know Before Enrolling